A strange story of internet luck – or is it a curse?
A strange story of internet luck – or is it a curse?
A UK website owner is scratching their head after a series of strange events left them almost broke and on the verge of selling up. Since January 2010, the website which promotes online gambling and casino products has seen a constant stream of winners – so much so that the website is being dubbed “winner city”. Owner Jenn Kavanagh who took over the site at the beginning of the year said, “I have worked in online gambling for several years and I have never seen anything like it, its almost like a curse. We have no hope of making any revenue from the site – we are even considering selling it!. It seems that almost everyone who comes here walks away a winner”.
The site http://www.gocasinos.co.uk relies on commission from online casinos, who pay the site owner a percentage of players net losses – but the site isn’t making any money because players aren’t losing their money. “We had a player deposit just $8 and won a $14,000 jackpot. Another player won two jackpots within just hours of joining the site. We love players to win – but the win/lose ratio has gotten ridiculous”.
“Winner City” has been dubbed by some a marketing gimmick – “we wish it was” sighs Jenn. “You only need to look at our commission statements to see that something strange is going on. We took over the affiliate accounts from the previous owner, they had a player who was losing thousands almost every month – as soon as we took over the player started to win massive amounts. Its almost amusing – except it is our livelihood it is affecting!”.
At the moment there are several online casino jackpots of over a million dollars which are on the verge of being won. Jenn is almost scared to list them on the site – “you can almost guarantee they will be won by one of our players the way things have been going recently. We will of course be thrilled for the lucky players – after all who wouldn’t want to be an instant millionaire”.
The unusual winners haven’t been the only thing which has plagued the fledgling business. “Since we have taken over the business we have had to replace all three computers which have stopped working mysteriously. We have virtually given up with laptops – two failed within minutes of one another.” “Phones will ring and there is no-one there” – and most scarily of all both Jenn and another member of staff have seen a strange fleeting black shadow in the building where they work. “Perhaps some people would say these are sign we are not meant to be in business but we have vowed to give it 12 months and see how things work out – Im forever the optimist!”
Check the site out for yourself and if you are a winner post a comment!
Loan Shark Jailed
A former British champion boxer turned loan shark from Greater Manchester has been jailed for four years.
Michael Morris, 41, harassed his victims with threats, blackmail and property damage, Manchester’s Minshull Street Crown Court heard.
One woman, from Bury, was forced to pay back about £5,000 on a loan of £150.
Morris, of Salford, admitted affray, blackmail and criminal damage. Judge Bernard Lever said he was guilty of “attempted murder of the soul”.
Trading standards
Morris fought under the name Michael Armstrong and was a British super-featherweight champion in 1992.
He ran his illegal loan shark empire from his Armstrong’s Gym in Salford, charging customers extortionate rates of interest that many could not pay.
One victim told the BBC how Morris dominated her life
The court heard how he would threaten those who fell behind, cut phone and electrical cables to their homes and take goods such as televisions, laptops and digital cameras.
He was caught after an investigation by North West Trading Standards, which discovered more than 800 names in his loan book.
Morris pleaded guilty to three counts of blackmail, eight of criminal damage and single counts of affray and illegal money lending and was sentenced on Friday.
New prepaid bank account guaranteed acceptance no credit checks
Although the UK goverment ordered banks to make basic banking facilities available to everyone, banks are still dragging their heels and refusing accounts to people with previous credit problems. If customers are accepted for a basic bank account the chances are it will be very basic indeed, some accounts do not have even the most basic of facilities such as direct debits and standing orders, or ATM cards, let alone debit cards or other advanced features.
If you want a bank account but dont want a credit check there is a new current account option from Secure Trust Bank, a bank with an impressive 50 year pedigree. An account can be opened online in minutes – there are no credit checks or awkward questions, so long as you can prove you are who you say you are you are guaranteed to be accepted. You can have your salary, wages, benefits or any other income paid direct to your account, you can pay in cash at any branch of Barclays or Payzone and the bank will even handle the transfer of your existing standing orders and direct debits.
The account also comes with a Mastercard debit card which can be used in the UK and abroad, online and off. You can also have multiple cards on your account so you can give one to a family member.
There is a small fee of £12.50 for opening an account, and a monthly fee of just £12.50 – there are no hidden charges or any other nasty surprises. This makes it one of the best value guaranteed acceptance bank accounts online.
Apply now online and open your account in just two minutes
No debit card payday loans – they do exist!
Most payday loans work in a very simple way – you agree to pay off the money borrowed on a pre-arranged date ie.payday, usually by means of a simple debit card transaction. The payday lender doesnt have to credit check you as they know they are going to get their money on that date because your salary will have been paid into the account linked to the debit card.
Of course if you dont have a debit card, or one which is linked to the account which your salary is paid into things can get tricky. Most payday loan lenders will only lend to people with debit cards, however we have found two lenders who will lend to you without having a debit card. Find out who they are here: http://www.getmoneytoday.co.uk/no_debit_card_payday_loans.html
New Payday Loan Lender – near 100% acceptance rate no credit checks
Our new payday lender Everything Payday offer a near guaranteed acceptance for payday loans with no credit checks. Everything Payday have a near 100% approval rate for loans under £750 meaning your payday loan will be arranged speedily and you will get your money the same day. The criteria for acceptance is much the same as other payday loan companies – over 18, employed and taking home £500 a month or more. You will also need a bank account with a debit card for repayment of the loan. You can borrow between £100 and £1000 and the company require no documents or faxing. Apply online now for instant approval
Fastest payday loans – who is the fastest loan provider?
We are often asked which company pays out the fastest payday loans. Well that depends! There are two parts to a payday loan – the processing and then the payment. For the fastest loan processing, ensure you fill in the online application form with all the details requested and you meet the criteria for the loan you are applying for. Most payday loan providers require you to be over 18, have a regular income and either a bank account or debit card for repayment of the loan. Filling out the loan application correctly avoids delays and you will usually get a decision in principle online in seconds. Once your loan application has been accepted the loan company will contact you to finalise the loan. Usually the process takes around 2 hours. Once your loan has been finalized, the funds are transferred directly into your bank account. If your loan is processed before 3pm you will usually receive your money the same day. The longest part of the entire process is the time it takes your bank to credit the amount to your account – although most banks do credit the money same day.
In a recent survey of our Payday Lenders – speed E Loans performed fastest – with the time from application to receipt of the funds average less than two hours. The whole process can be done online and you can borrow up to £250 straight away.
For more information on Payday Loans Click Here
No credit check loans up to £3000
If you need an unsecured loan and your credit is bad, your options are limited. One solution is this new no credit check loan from Solution Loans, which can provide you with an unsecured loan of up to £3000. You will however, need a guarantor for your loan who has reasonably good credit themselves – often a parent, relative or friend may be happy to help. The guarantor guarantees to take over the loan repayments if you default on the loan. Loans are available between 12 and 60 months and can be finalized in as little as 72 hours.
Find out more – click here
Yes Loans complaints
Complaints are still pouring in about Yes Loans, a company which advertises loans for people with poor credit. Yes Loans are not actually a loan company, instead they arrange loans for in the subprime market and charge the customer a fee for doing so – usually between £49 and £69. Unfortunately Yes Loans do not always make it clear that they are operating a broker service and people who have not been able to get a loan are having problems getting their fees returned. They are also being bombarded with advertising via phone, text message and post for Yes Loans and sometimes for other companies who customers believe Yes Loans may have passed the details of.
The director of Yes Loans, Keith Chorlton has recently finished a 10 year company director ban for serious misconduct, although Yes Loans was exempt from the ban.
Yes Loans have promised they will refund customers within 3o days of cancelling. Hopefully, customers will get their money back. Comsumers need to be aware that Yes Loans are simply a loan intermediary, who will charge a fee for their services. Being accepted/approved by Yes Loans – does not mean you have been approved for a loan, it merely means that they have accepted your details to pass on to their lenders.
Log Book Loans – V5 Loans
Log book loans are loans secured against your cars documents so you can borrow money without losing the use of your car. If you have a reasonably new car – 2001 or younger, and the car is in your name and not on finance you may be able to borrow between £500 and £20,000.
v5 Loans are one of the leading UK logbook loan companies – they can offer quick and easy loans with no credit checks required. They have local representatives throughout the country so your loan will be finalised quickly and easily. Apply online via their site with the make and model of your car and how much you want to borrow and they will arrange for a local representative to meet with you, check your documents and pay your loan. Loans can be repaid over up to 78 weeks.
Send a text and get £100 in minutes – Textloans
Text Loans is a new short term loan provider, which can provide a loan of £100 in minutes. Their slogan “send a text and get £100 in minutes” and the service really is that fast – the money is transferred to your bank account instantly. Getting a loan is fast and simple – you fill in the e easy form on site and you will be issued a PIN code. Send a text message to 60999 with loan [your pin number] 100 and the money will be transferred to your bank account within moments. You will need a regular income and a debit card to qualify.
