New prepaid bank account guaranteed acceptance no credit checks

June 2, 2010 · Posted in Bank Accounts, Finance News · Comment 

Although the UK goverment ordered banks to make basic banking facilities available to everyone, banks are still dragging their heels and refusing accounts to people with previous credit problems.  If customers are accepted for a basic bank account the chances are it will be very basic indeed, some accounts do not have even the most basic of facilities such as direct debits and standing orders, or ATM cards, let alone debit cards or other advanced features.

If you want a bank account but dont want a credit check there is a new current account option from Secure Trust Bank, a bank with an impressive 50 year pedigree.  An account can be opened online in minutes – there are no credit checks or awkward questions, so long as you can prove you are who you say you are you are guaranteed to be accepted.  You can have your salary, wages, benefits or any other income paid direct to your account, you can pay in cash at any branch of Barclays or Payzone and the bank will even handle the transfer of your existing standing orders and direct debits. 

The account also comes with a Mastercard debit card which can be used in the UK and abroad, online and off.  You can also have multiple cards on your account so you can give one to a family member.

There is a small fee of £12.50 for opening an account, and a monthly fee of just £12.50 – there are no hidden charges or any other nasty surprises.  This makes it one of the best value guaranteed acceptance bank accounts online.

Apply now online and open your account in just two minutes

No debit card payday loans – they do exist!

June 2, 2010 · Posted in Adverse Credit Loans, PayDay Loans · Comment 

Most payday loans work in a very simple way – you agree to pay off the money borrowed on a pre-arranged date ie.payday, usually by means of a simple debit card transaction.   The payday lender doesnt have to credit check you as they know they are going to get their money on that date because your salary will have been paid into the account linked to the debit card. 

Of course if you dont have a debit card, or one which is linked to the account which your salary is paid into things can get tricky.  Most payday loan lenders will only lend to people with debit cards, however we have found two lenders who will lend to you without having a debit card.   Find out who they are here: http://www.getmoneytoday.co.uk/no_debit_card_payday_loans.html

New Payday Loan Lender – near 100% acceptance rate no credit checks

June 2, 2010 · Posted in Adverse Credit Loans, Finance News, PayDay Loans · Comment 

Our new payday lender Everything Payday offer a near guaranteed acceptance for payday loans with no credit checks.  Everything Payday have a near 100% approval rate for loans under £750 meaning your payday loan will be arranged speedily and you will get your money the same day.  The criteria for acceptance is much the same as other payday loan companies – over 18, employed and taking home £500 a month or more.  You will also need a bank account with a debit card for repayment of the loan.   You can borrow between £100 and £1000 and the company require no documents or faxing.  Apply online now for instant approval