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Most payday loans work in a very simple way – you agree to pay off the money borrowed on a pre-arranged date ie.payday, usually by means of a simple debit card transaction.   The payday lender doesnt have to credit check you as they know they are going to get their money on that date because your salary will have been paid into the account linked to the debit card. 

Of course if you dont have a debit card, or one which is linked to the account which your salary is paid into things can get tricky.  Most payday loan lenders will only lend to people with debit cards, however we have found two lenders who will lend to you without having a debit card.   Find out who they are here: http://www.getmoneytoday.co.uk/no_debit_card_payday_loans.html

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