No debit card payday loans – they do exist!

June 2, 2010 · Posted in Adverse Credit Loans, PayDay Loans · Comment 

Most payday loans work in a very simple way – you agree to pay off the money borrowed on a pre-arranged date ie.payday, usually by means of a simple debit card transaction.   The payday lender doesnt have to credit check you as they know they are going to get their money on that date because your salary will have been paid into the account linked to the debit card. 

Of course if you dont have a debit card, or one which is linked to the account which your salary is paid into things can get tricky.  Most payday loan lenders will only lend to people with debit cards, however we have found two lenders who will lend to you without having a debit card.   Find out who they are here: http://www.getmoneytoday.co.uk/no_debit_card_payday_loans.html

New Payday Loan Lender – near 100% acceptance rate no credit checks

June 2, 2010 · Posted in Adverse Credit Loans, Finance News, PayDay Loans · Comment 

Our new payday lender Everything Payday offer a near guaranteed acceptance for payday loans with no credit checks.  Everything Payday have a near 100% approval rate for loans under £750 meaning your payday loan will be arranged speedily and you will get your money the same day.  The criteria for acceptance is much the same as other payday loan companies – over 18, employed and taking home £500 a month or more.  You will also need a bank account with a debit card for repayment of the loan.   You can borrow between £100 and £1000 and the company require no documents or faxing.  Apply online now for instant approval

No credit check loans up to £3000

May 13, 2010 · Posted in Adverse Credit Loans, Finance News, Guarantor Loans · Comment 

If you need an unsecured loan and your credit is bad, your options are limited.  One solution is this new no credit check loan from Solution Loans, which can provide you with an unsecured loan of up to £3000.  You will however, need a guarantor for your loan who has reasonably good credit themselves – often a parent, relative or friend may be happy to help.  The guarantor guarantees to take over the loan repayments if you default on the loan.  Loans are available between 12 and 60 months and can be finalized in as little as 72 hours.
Find out more – click here

Yes Loans complaints

May 13, 2010 · Posted in Adverse Credit Loans, Finance News · Comment 

Complaints are still  pouring in about Yes Loans, a company which advertises loans for people with poor credit.    Yes Loans are not actually a loan company, instead they arrange loans for in the subprime market and charge the customer a fee for doing so – usually between £49 and £69.  Unfortunately Yes Loans do not always make it clear that they are operating a broker service and people who have not been able to get a loan are having problems getting their fees returned.  They are also being bombarded with advertising via phone, text message and post for Yes Loans and sometimes for other companies who customers believe Yes Loans may have passed the details of.

The director of Yes Loans, Keith Chorlton has recently finished a 10 year company director ban for serious misconduct, although Yes Loans was exempt from the ban.

Yes Loans have promised they will refund customers within 3o days of cancelling.  Hopefully, customers will get their money back.  Comsumers need to be aware that Yes Loans are simply a loan intermediary, who will charge a fee for their services.  Being accepted/approved by Yes Loans – does not mean you have been approved for a loan, it merely means that they have accepted your details to pass on to their lenders.

Log Book Loans – V5 Loans

Log book loans are loans secured against your cars documents so you can borrow money without losing the use of your car.  If you have a reasonably new car – 2001 or younger, and the car is in your name and not on finance you may be able to borrow between £500 and £20,000.

v5 Loans are one of the leading UK logbook loan companies – they can offer quick and easy loans with no credit checks required.  They have local representatives throughout the country so your loan will be finalised quickly and easily.  Apply online  via their site with the make and model of your car and how much you want to borrow and they will arrange for a local representative to meet with you, check your documents and pay your loan.  Loans can be repaid over up to 78 weeks.


Send a text and get £100 in minutes – Textloans

May 12, 2010 · Posted in Adverse Credit Loans, PayDay Loans · Comment 

Text Loans is a new short term loan provider, which can provide a loan of £100 in minutes.  Their slogan “send a text and get £100 in minutes” and the service really is that fast – the money is transferred to your bank account instantly.  Getting a loan is fast and simple – you fill in the e easy form on site and you will be issued a PIN code.  Send a text message to 60999 with loan [your pin number] 100 and the money will be transferred to your bank account within moments.   You will need a regular income and a debit card to qualify. 

To Find out more about TextLoans click here

Easy mortgages, poor credit, IVA's CCJs no problem

May 11, 2010 · Posted in Adverse Credit Loans, Mortgages and Secure Loans · Comment 

If you need a mortgage, remortgage or secured loan and you have credit problems, CCJS, IVAs or you are a former bankrupt, this new service from Easy Remortgages may be just what you are looking for.   Whatever your circumstances, they are likely to be able to help. and they have access to the leading adverse credit mortgage products, and have helped people in even the most difficult circumstances.  You can remortgage to raise cash for any purpose, consolidate debts, pay off mortgage arrears –  and they have helped people in even the most difficult of circumstances.  Self certification mortgages available. 

Easy online application for a mortgage, remortgage or secured loan

Provident Doorstep Loans Apply Online

May 10, 2010 · Posted in Adverse Credit Loans · Comment 

Provident are the leading provider of doorstep loans up to £500, and they are able to consider you whatever your circumstances.  Loans are available to employed, self-employed, unemployed and benefit claimants – and even if you have been turned down elsewhere it is very likely you will be accepted for a provident loan.

Apply online using the simple online  application form and your agent will contact you to finalise the loan within 24 hours

Provident Loans can be repaid over a period to suit you up to 52 weeks and your repayments are collected weekly at your door. Provident can also supply shopping vouchers and prepaid credit  cards preloaded with your loan.