New prepaid bank account guaranteed acceptance no credit checks
Although the UK goverment ordered banks to make basic banking facilities available to everyone, banks are still dragging their heels and refusing accounts to people with previous credit problems. If customers are accepted for a basic bank account the chances are it will be very basic indeed, some accounts do not have even the most basic of facilities such as direct debits and standing orders, or ATM cards, let alone debit cards or other advanced features.
If you want a bank account but dont want a credit check there is a new current account option from Secure Trust Bank, a bank with an impressive 50 year pedigree. An account can be opened online in minutes – there are no credit checks or awkward questions, so long as you can prove you are who you say you are you are guaranteed to be accepted. You can have your salary, wages, benefits or any other income paid direct to your account, you can pay in cash at any branch of Barclays or Payzone and the bank will even handle the transfer of your existing standing orders and direct debits.
The account also comes with a Mastercard debit card which can be used in the UK and abroad, online and off. You can also have multiple cards on your account so you can give one to a family member.
There is a small fee of £12.50 for opening an account, and a monthly fee of just £12.50 – there are no hidden charges or any other nasty surprises. This makes it one of the best value guaranteed acceptance bank accounts online.
