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Prepaid debit cards are a convenient and easy way to get a debit card, without the security risk of having a conventional debit card linked to your bank. Anyone can buy a prepaid card, with no credit checks and with the facilities available including debit card purchases, ATM cash withdrawals and online account management, [...]

Its the credit crunch and lenders severely restricting the amount of credit which they issue – even if your credit is perfect, you may still  have problems getting a card.  My father recently applied for a store card, his credit is perfect, his house is paid for, he is retired but lives on a generous [...]