Now not only can you get your cash loan in just 15 minutes from Wonga.com – now you can save money on the fast cash transmission fee. Use discount code rzl251 in the promo code area on the website to save the £5.5o fast cash transmission fee to send the cash to your bank account in 15 minutes.
The discount is applicable on loans of £50 or more.
Apply now for a Wonga loan and get your cash in 15 minutes
Online payday and short term loan company Wonga have laid claim to offer the fastest uk online loans – with cash being sent to your bank in just 15 minutes. Wonga have offered a one hour payday loan service for quite a while now, but have recently introduced improvements meaning they can complete a loan and send the money to your bank account in just quarter of an hour.
Wonga offers short term loans of up to £400 for first time lenders which can be repaid over up to 31 days. The easy sliding scale widget on Wongas site offers flexible illustrations of exactly how much a loan will cost and representative interest examples.
Application is done entirely online with no awkward questions or documents to fax. Wonga will make a quick decision and notify you of the results in minutes – then the cash will be sent straight to your account. If you prefer you can have your loan paid directly to a creditor – handy if you have a bill to settle. In order for the funds to clear straight away your bank needs to be able to accept Fast Payments – most UK banks can.
To find out more about Wonga or to apply online click here.
We are delighted to welcome our new lender on board – Oakham Emergency Loans. They offer fast cash loans of up to £500 in hours. They accept people in all circumstances including unemployed and on benefits, and you can apply entirely online with no awkward questions.
You will get a decision on your loan in under one hour, and the money could be in your account the same day. Your repayments are made every week by debit card so no need to worry about late repayments or additional charges.
If you make repayments on time you qualify for a cash bonus, and you loan repayments can be spread over up to 6 months. Oakham also have a range of other useful financial products available to everyone regardlessof circumstances
Prepaid debit cards are a convenient and easy way to get a debit card, without the security risk of having a conventional debit card linked to your bank. Anyone can buy a prepaid card, with no credit checks and with the facilities available including debit card purchases, ATM cash withdrawals and online account management, many people are using prepaid debit cards as basic bank accounts.
ID is not needed to buy most cards, although if you want to increase your load and spending limits above about £1500 a year, then you need to submit some basic ID. You can also get additional cards for other people, so they are an ideal way of sharing cash or sending money to relatives abroad.
To buy a prepaid debit card costs less than about £10, and you can then top it up with cash whenever you need it. Because you can never spend more than is one your card, prepaid debit cards are helpful for people who need to stick to a budget or control their spending.
You can compare the best prepaid debit cards in the UK at Get a Debit Card UK.
Christmas is a stressful time for many of us - even more so when you dont have the cash you need to see you through the festive season. This is a time when illegal money lenders and loan sharks love to prey on their victims, so be smart and if you do need to borrow some money for the Christmas period, only trust licensed and reputable lenders.
The lowest cost way to get cash for Christmas is to ask your bank for an overdraft, but unfortunately in many cases banks are less than understanding when it comes to lending money, especially if you have less than perfect credit.
Fortunately there is one lender who will lend to everyone – regardless of circumstances – even if you are unemployed on benefit. Provident Personal Credit are a doorstep loan company which means you can have the cash you need delivered to your door and then pay off your loan in easy fixed weekly repayments. Even more convenient – your payments will be collected each week by your local agent direct from your home, so you dont even need to worry about paying money into a bank or sending a cheque.
Provident can lend you up to £500 and you can get your loan either in cash, or preloaded onto a debit card which you can use both in shops and online. Alternatively you can even get your loan in the form of Love2Shop vouchers which can be used in many high street stores.
Provident have a very high acceptance rate for their loans – they rarely turn anyone down, all you need is a UK address and some basic ID. You can apply completely online and your local agent will contact you to finalise your loan.
Your repayments are fixed so you always know exactly where you stand with your loan, so even if interest rates rocket up you will never have to pay more than the amount on your payment card.
Its a horror story no homeowner wants to hear – a man who paid £86,000 for his home in 2007 has had it revalued at just £1. Despite extensive improvement work including £10,000 spent on a new kitchen and conservatory, householder Paul Rooney was stunned when the Nationwide valued his home at just £1.
The amazing valuation results from the fact that surveyors believed the home in Holmside, Durham was unfit for human habitation and put a stock price of £1 on the home. A spokesman for the Nationwide said ”
Despite the fact that the home was valued at just £1, it has been rented to a family for £550 a month. However, the Nationwide said that made no difference to the assessment.
We Buy Any Car.com guarantees to buy your car, whatever the make or model. However, some people who have used the online car buying service have found the amounts they have been quoted online drastically reduced when they have taken their cars in to We Buy any Cars local centres in order to complete the deal.
On the surface, the process is ideal, you enter the cars details for an online quote , answer a few questions about the condition of the car and if you are happy with the quotation you are provided you visit one of webuyanycar.com regional centres to complete the deal. An inspector from the company will check over your car, and if they are happy with the valuation will complete the deal and arrange for the funds to be transferred to your bank account. If the car has outstanding finance on it they will even arrange for the finance to be paid off.
However it is at the regional centres that some customers have found their online quotes severely reduced, with money knocked off for dents, imperfections and something as trivial as only having a single key. Be prepared to wrangle, one customer found their quote reduced by £700 when the vehicle was inspected.
On the plus side, webuyanycar.com do exactly what they say – they will buy your car – although it may not be at the price you want.
A former British champion boxer turned loan shark from Greater Manchester has been jailed for four years.
Michael Morris, 41, harassed his victims with threats, blackmail and property damage, Manchester’s Minshull Street Crown Court heard.
One woman, from Bury, was forced to pay back about £5,000 on a loan of £150.
Morris, of Salford, admitted affray, blackmail and criminal damage. Judge Bernard Lever said he was guilty of “attempted murder of the soul”.
Trading standards
Morris fought under the name Michael Armstrong and was a British super-featherweight champion in 1992.
He ran his illegal loan shark empire from his Armstrong’s Gym in Salford, charging customers extortionate rates of interest that many could not pay.
One victim told the BBC how Morris dominated her life
The court heard how he would threaten those who fell behind, cut phone and electrical cables to their homes and take goods such as televisions, laptops and digital cameras.
He was caught after an investigation by North West Trading Standards, which discovered more than 800 names in his loan book.
Morris pleaded guilty to three counts of blackmail, eight of criminal damage and single counts of affray and illegal money lending and was sentenced on Friday.
Most payday loans work in a very simple way – you agree to pay off the money borrowed on a pre-arranged date ie.payday, usually by means of a simple debit card transaction. The payday lender doesnt have to credit check you as they know they are going to get their money on that date because your salary will have been paid into the account linked to the debit card.
Of course if you dont have a debit card, or one which is linked to the account which your salary is paid into things can get tricky. Most payday loan lenders will only lend to people with debit cards, however we have found two lenders who will lend to you without having a debit card. Find out who they are here: http://www.getmoneytoday.co.uk/no_debit_card_payday_loans.html
Our new payday lender Everything Payday offer a near guaranteed acceptance for payday loans with no credit checks. Everything Payday have a near 100% approval rate for loans under £750 meaning your payday loan will be arranged speedily and you will get your money the same day. The criteria for acceptance is much the same as other payday loan companies – over 18, employed and taking home £500 a month or more. You will also need a bank account with a debit card for repayment of the loan. You can borrow between £100 and £1000 and the company require no documents or faxing. Apply online now for instant approval
